Sound loan documentation protects the integrity of a bank's lending assets, but commercial loan documents now run to hundreds of pages and are hard to review well. This 90-minute commercial loan documentation training helps you understand and review the key provisions of a credit agreement.
You'll start with business structure, from C corporations to LLCs, then the six elements of loan structure and the four elements of loan support: collateral, guaranties, loan agreements and subordination agreements.
The session covers promissory notes, security agreements and guaranties, loan, collateral and C&I borrower rating matrices, loan pricing and monitoring, and compliance issues under Reg B, Reg Z, the BSA, FCRA, the FDCPA and UCC Article 9, ending with a case study.
WHY SHOULD YOU ATTEND?
Gaps in commercial loan documentation can leave a bank exposed. This session gives a practical overview of commercial lending from a structure, documentation and compliance perspective.
It suits commercial lenders, credit analysts, loan documentation specialists, branch and assistant branch managers, private bankers and business development officers.
AREA COVERED
- Basic business structure: C corporations to LLCs
- Six elements of loan structure: purpose, repayment sources, amount, term, support and monitoring framework
- Four elements of loan support: collateral, guaranties, loan agreements and subordination agreements
- Key provisions of a credit agreement
- Promissory notes, security agreements and guaranties
- Loan rating, collateral rating and C&I borrower rating matrices
- Loan pricing and monitoring
- Compliance: Reg B, Reg Z, BSA, FCRA, Fair Debt Collection Practices Act and UCC Article 9
- A loan structure, documentation and compliance case study
LEARNING OBJECTIVES
- Review business structures from C corporations to LLCs
- Apply the six elements of loan structure
- Summarize the four elements of loan support
- Identify common issues in promissory notes, security agreements and guaranties
- Use loan, collateral and borrower rating matrices
- Address loan pricing, monitoring and key compliance requirements
- Analyze a full commercial loan case study
WHO WILL BENEFIT?
This informative session is designed for:Commercial lendersCredit analystsLoan documentation specialistsBranch managersAssistant branch managersPrivate bankersBusiness development officersGaps in commercial loan documentation can leave a bank exposed. This session gives a practical overview of commercial lending from a structure, documentation and compliance perspective.
It suits commercial lenders, credit analysts, loan documentation specialists, branch and assistant branch managers, private bankers and business development officers.
- Basic business structure: C corporations to LLCs
- Six elements of loan structure: purpose, repayment sources, amount, term, support and monitoring framework
- Four elements of loan support: collateral, guaranties, loan agreements and subordination agreements
- Key provisions of a credit agreement
- Promissory notes, security agreements and guaranties
- Loan rating, collateral rating and C&I borrower rating matrices
- Loan pricing and monitoring
- Compliance: Reg B, Reg Z, BSA, FCRA, Fair Debt Collection Practices Act and UCC Article 9
- A loan structure, documentation and compliance case study
- Review business structures from C corporations to LLCs
- Apply the six elements of loan structure
- Summarize the four elements of loan support
- Identify common issues in promissory notes, security agreements and guaranties
- Use loan, collateral and borrower rating matrices
- Address loan pricing, monitoring and key compliance requirements
- Analyze a full commercial loan case study